For Sale By Owner Homes in Australia – Sell Without Agents & Save on Fees
Sell My House with a Mortgage in Australia – How does it work?
If you’re wondering how to sell my house with a mortgage, you’re not alone. Many homeowners face this situation, and it’s entirely possible to navigate it smoothly. Using a reliable platform like SaleByHomeOwner.com.au can simplify the process and ensure you get the best deal.
Why Sell My House with a Mortgage?
Selling a house with an outstanding mortgage can seem daunting, but it’s a common scenario. When you sell a property that still has a mortgage, the proceeds from the sale are typically used to pay off the remaining loan balance. This allows you to clear your mortgage and potentially walk away with some profit. It’s crucial to understand the steps involved and ensure you’re financially prepared for the transaction.
Advantages of Using SaleByHomeOwner.com.au to Sell My House with a Mortgage
SaleByHomeOwner.com.au is an excellent choice for those looking to sell their house with an existing mortgage. Here are some key benefits:
Cost Savings: By using SaleByHomeOwner.com.au, you avoid the hefty commissions charged by traditional real estate agents, ensuring you keep more of the sale price.
Wide Exposure: The platform advertises on all the leading real estate websites in Australia that potential buyers search on. This includes major platforms like realestate.com.au, Domain, and others, ensuring your property gets maximum visibility.
User-Friendly Interface: Easily create and manage your listing with the intuitive platform. Upload high-quality photos and write detailed descriptions to attract buyers interested in properties with outstanding mortgages.
Professional Support: SaleByHomeOwner.com.au offers comprehensive support and guidance throughout the process, ensuring a smooth transaction even when dealing with properties that have existing mortgages.
Steps to Sell My House with a Mortgage
Contact Your Lender: Inform your mortgage lender about your intention to sell the property. They can provide you with the exact payoff amount and any additional requirements.
Prepare Your Property for Sale: Ensure the property is clean, well-maintained, and presentable. A good first impression is crucial.
Set a Competitive Price: Research the current market trends to determine a fair and competitive price for your property. Ensure the sale price covers the remaining mortgage balance.
Create an Attractive Listing: Write a compelling property description and use high-quality photos to highlight the best features of your home.
Market Your Property: Utilize the marketing tools provided by SaleByHomeOwner.com.au to reach a wide audience. Share your listing on social media, real estate websites, and through direct emails.
Negotiate Offers: Be prepared to negotiate offers with potential buyers. Understand your bottom line and be willing to make reasonable concessions to close the deal.
Close the Sale: Once you’ve accepted an offer, work with your lender to ensure the mortgage is paid off at closing. Any remaining funds from the sale will be transferred to you.
Financial Considerations When Selling with a Mortgage
It’s essential to understand the financial implications of selling a house with a mortgage:
Payoff Amount: Ensure you know the exact payoff amount for your mortgage. This includes the remaining principal, any accrued interest, and any prepayment penalties.
Equity: Calculate your home equity by subtracting the mortgage payoff amount from the expected sale price. This helps you understand how much profit you can expect from the sale.
Closing Costs: Be aware of any closing costs associated with the sale, which may include agent fees, legal fees, and other expenses.
Why Choose SaleByHomeOwner.com.au to Sell My House with a Mortgage?
Opting for SaleByHomeOwner.com.au for your sale offers unparalleled advantages. The platform’s extensive reach ensures that your property gets noticed quickly, and the user-friendly interface makes the entire process seamless. Additionally, you have the freedom to manage your sale on your terms, from setting the price to finalizing the deal, while benefiting from professional support and comprehensive marketing tools.
Ready to Sell Your House with a Mortgage?
Start your journey towards a successful property sale by registering on SaleByHomeOwner.com.au. Experience the benefits of selling your house with a mortgage with expert support and maximum exposure.
Support Options:
Save an average of $17,000 - $25,000 in Real Estate Commission!!
Create an account
Sign up instantly below with a one-time security passcode sent directly to your mobile via text message
Watch our Tutorial video below:
Steps to Sell My House:
Step 1:Â Create an Account
Fill out your details on the ‘Create an account‘ section (see above) – You will instantly be sent a Text message with your login code & be sent a verification email.
Important: Please be sure to check your emails junk/spam folders
Step 2: “Create a New Listing‘
Once you’re logged into your account, from your Property Dashboard, click on the ‘Create New Listing‘ option and Follow the steps on the page to create your New Property listing.Â
*Full Step-by-step video provided*
Step 3: Process payment
Once you’ve created a ‘Draft’ listing & you’re happy with your ad. Click on the ‘Process payments‘ section to purchase the listing package that best suits your needs.
Our ‘List Now, Pay Later” option has been extremely popular, this is available at the PayPal checkout. List today & pay your package off over smaller payments over a number of months.
Step 4: Sign Listing form
Once you’ve processed payment for your listing package, click on the ‘Sign listing form’ section to easily electronically sign your general listing form
(All listings are non-exclusive & you are free to cancel your listing any time)
Step 5: Verify ownership
Click on the ‘Verify ownership’ section to upload a copy of Rates notice (or another verification document) + some PHOTO ID so that we can verify you are the legal owner of the property.
Step 6: Your Listing will be published on all websites!
Upon approval, your listing will be published on all websites. You can now simply wait for potential buyers or tenants to get in contact with you by phone or Email.
You can also login to your account at any time to edit or update your listing.
Step 7: Update the listing to ‘SOLD’ or ‘LEASED’
Once your property has been successfully SOLD or LEASED, notify us, and your listing will be updated & removed.
(There is ‘NO’ Commission charged & your listing will be removed from all websites)
View our Sell My House packages below
Rental Package
What's included
- List on realestate.com.au
- List on domain.com.au
- List on rent.com.au
- No time limit, Listed until LEASED
- List on allhomes.com.au
- List on Homely.com.au
- List on Gumtree.com.au
- List on SaleByHomeOwner.com.au
- List on view.com.au + other sites
- Add up to 35 images to your listing
- Add up to 2 x Floor plans + Video
- Login & Manage your listing 24/7
- Unlimited printable brochures
- All Residential Rental listings
- “List Now, Pay Later” available*
- Add your own Open Home times
- You Receive all tenants calls & emails
- Weekly Email Campaign Reports
- Helpful On-page Tutorial videos
- Customer Support & assistance
- Use our Free AI tool to instantly craft the perfect ad write-up
- Full access to our ProShop – Build your own custom brochures, Signage, Open Home Signs, Photo Signs & Letterbox drop pamphlets
- Same-day listing, be online within a few business hours
- Flexible payment options available – Direct bank transfer, Debit/Credit card, PayPal or over the Phone
Basic Package
What's included
- List on domain.com.au
- No time limits, Listed until SOLD!
- List on allhomes.com.au
- List on Homely.com.au
- List on Gumtree.com.au
- List on SaleByHomeOwner.com.au
- List on view.com.au + other sites
- Add up to 35 images to your listing
- Add up to 2 x Floor plans + Video
- Login & Manage your listing 24/7
- All Residential, Rural & Land listings
- “List Now, Pay Later” available*
- Add your own Open Home times
- You Receive all buyer calls & emails
- Helpful On-page Tutorial videos
- Customer Support & assistance
- Receive expert advice from our Team of fully Licensed Agents
- We ensure your listing is compliant with Real Estate Laws & regulations
- No time limits, your property listed through our service until SOLD!
- Open listing , You can cancel your listing with us at any time.
- Use our Free AI tool to instantly craft the perfect ad write-up
- One-time fee, No Commissions!
- Full access to our ProShop – Build your own custom brochures, Signage, Open Home Signs, Photo Signs & Letterbox drop pamphlets
- Not tech-savvy? Phone us & we’ll create your ad for you (Free)
- Same-day listing, be online within a few business hours
- Flexible payment options available – Direct bank transfer, Debit/Credit card, PayPal or over the Phone
- Customise your Package with Add-ons & Upgrades at any time
- Our Customers receive Exclusive Discounts on conveyancing, Contract preparation & legal fees via our partner page on conveyancing.com.au
- Average owner saves between $17,000 – $30,000+ in commission*
Gold Package
What's included
- 1 x large ‘FOR SALE‘ Sign
- ‘SOLD ‘& ‘UNDER CONTRACT’ signs
- ($25 refunded if signs not needed*)
- List on realestate.com.au
- List on domain.com.au
- No time limits, Listed until SOLD!
- List on allhomes.com.au
- List on Homely.com.au
- List on Gumtree.com.au
- List on SaleByHomeOwner.com.au
- List on view.com.au + other sites
- Add up to 35 images to your listing
- Add up to 2 x Floor plans + Video
- Login & Manage your listing 24/7
- Unlimited printable brochures
- All Residential, Rural & Land listings
- “List Now, Pay Later” available*
- Add your own Open Home times
- You Receive all buyer calls & emails
- Weekly Email Campaign Reports
- Helpful On-page Tutorial videos
- Customer Support & assistance
- Receive expert advice from our Team of fully Licensed Agents
- We ensure your listing is compliant with Real Estate Laws & regulations
- No time limits, your property listed through our service until SOLD!
- Open listing , You can cancel your listing with us at any time.
- Use our Free AI tool to instantly craft the perfect ad write-up
- One-time fee, No Commissions!
- Full access to our ProShop – Build your own custom brochures, Signage, Open Home Signs, Photo Signs & Letterbox drop pamphlets
- Not tech-savvy? Phone us & we’ll create your ad for you (Free)
- Same-day listing, be online within a few business hours
- Installation Screws for Sign included
- Flexible payment options available – Direct bank transfer, Debit/Credit card, PayPal or over the Phone
- Customise your Package with Add-ons & Upgrades at any time
- Our Customers receive Exclusive Discounts on conveyancing, Contract preparation & legal fees via our partner page on conveyancing.com.au
- Average owner saves between $17,000 – $30,000+ in commission*
Platinum Package
What's included
In addition to everything that’s included our ‘Gold Package‘ you also receive:
- 1 x ‘FOR SALE’ Sign (700×580)
- ‘SOLD ‘& ‘UNDER CONTRACT’ signs
- 1 x large ‘Open For Inspection’ Flag
- 2 x ‘OPEN HOME’ directional signs
- Screws & ties for installation
- Express postage via Australia Post
You also receive:
- List on realestate.com.au
- List on domain.com.au
- No time limits, Listed until SOLD!
- List on allhomes.com.au
- List on Homely.com.au
- List on Gumtree.com.au
- List on SaleByHomeOwner.com.au
- List on view.com.au + other sites
- Add up to 35 images to your listing
- Add up to 2 x Floor plans + Video
- Login & Manage your listing 24/7
- Unlimited printable brochures
- All Residential, Rural & Land listings
- “List Now, Pay Later” available*
- Add your own Open Home times
- You Receive all buyer calls & emails
- Weekly Email Campaign Reports
- Helpful On-page Tutorial videos
- Customer Support & assistance
- Receive expert advice from our Team of fully Licensed Agents
- We ensure your listing is compliant with Real Estate Laws & regulations
- No time limits, your property listed through our service until SOLD!
- Open listing , You can cancel your listing with us at any time.
- Use our Free AI tool to instantly craft the perfect ad write-up
- One-time fee, No Commissions!
- Full access to our ProShop – Build your own custom brochures, Signage, Open Home Signs, Photo Signs & Letterbox drop pamphlets
- Not tech-savvy? Phone us & we’ll create your ad for you (Free)
- Same-day listing, be online within a few business hours
- Installation Screws for Sign included
- Flexible payment options available – Direct bank transfer, Debit/Credit card, PayPal or over the Phone
- Customise your Package with Add-ons & Upgrades at any time
- Our Customers receive Exclusive Discounts on conveyancing, Contract preparation & legal fees via our partner page on conveyancing.com.au
- Average owner saves between $17,000 – $30,000+ in commission*
Professional Package
What's included
In addition to everything that’s included our ‘Platinum Package‘ you also receive:
- Professional Photography
- Large 1800 x 1200 PHOTO SIGN
- 50 x A4 Gloss Property Brochures
- ‘SOLD ‘& ‘UNDER CONTRACT’ signs
- 1 x large ‘Open For Inspection’ Flag
- 2 x ‘OPEN HOME’ directional signs
- Screws & ties for installation
You also receive:
- List on realestate.com.au
- List on domain.com.au
- No time limits, Listed until SOLD!
- List on allhomes.com.au
- List on Homely.com.au
- List on Gumtree.com.au
- List on SaleByHomeOwner.com.au
- List on view.com.au + other sites
- Add up to 35 images to your listing
- Add up to 2 x Floor plans + Video
- Login & Manage your listing 24/7
- Unlimited printable brochures
- All Residential, Rural & Land listings
- “List Now, Pay Later” available*
- Add your own Open Home times
- You Receive all buyer calls & emails
- Weekly Email Campaign Reports
- Helpful On-page Tutorial videos
- Customer Support & assistance
- Receive expert advice from our Team of fully Licensed Agents
- We ensure your listing is compliant with Real Estate Laws & regulations
- No time limits, your property listed through our service until SOLD!
- Open listing , You can cancel your listing with us at any time.
- Use our Free AI tool to instantly craft the perfect ad write-up
- One-time fee, No Commissions!
- Full access to our ProShop – Build your own custom brochures, Signage, Open Home Signs, Photo Signs & Letterbox drop pamphlets
- Not tech-savvy? Phone us & we’ll create your ad for you (Free)
- Installation Screws for Sign included
- Flexible payment options available – Direct bank transfer, Debit/Credit card, PayPal or over the Phone
- Customise your Package with Add-ons & Upgrades at any time
- Our Customers receive Exclusive Discounts on conveyancing, Contract preparation & legal fees via our partner page on conveyancing.com.au
- Average owner saves between $17,000 – $30,000+ in commission*
Photo Sign Package 1
What's included
- 1 x  ‘FOR SALE’ PHOTO SIGN – Smaller version for self-installation
- Custom designed Photo Sign printed on weather & fade resistant outdoor Plastic with vivid full-colour printing.
- Can easily be installed in front yards, on fences, vacant blocks of land or Unit/Townhouses
- List on realestate.com.au
- List on domain.com.au
- No time limits, Listed until SOLD!
- List on allhomes.com.au
- List on Homely.com.au
- List on Gumtree.com.au
- List on SaleByHomeOwner.com.au
- List on view.com.au + other sites
- Add up to 35 images to your listing
- Add up to 2 x Floor plans + Video
- Login & Manage your listing 24/7
- Unlimited printable brochures
- All Residential, Rural & Land listings
- “List Now, Pay Later” available*
- Add your own Open Home times
- You Receive all buyer calls & emails
- Weekly Email Campaign Reports
- Helpful On-page Tutorial videos
- Customer Support & assistance
- Receive expert advice from our Team of fully Licensed Agents
- We ensure your listing is compliant with Real Estate Laws & regulations
- No time limits, your property listed through our service until SOLD!
- Open listing , You can cancel your listing with us at any time.
- Use our Free AI tool to instantly craft the perfect ad write-up
- One-time fee, No Commissions!
- Full access to our ProShop – Build your own custom brochures, Signage, Open Home Signs, Photo Signs & Letterbox drop pamphlets
- Not tech-savvy? Phone us & we’ll create your ad for you (Free)
- Same-day listing, be online within a few business hours
- Installation Screws for Sign included
- Flexible payment options available – Direct bank transfer, Debit/Credit card, PayPal or over the Phone
- Customise your Package with Add-ons & Upgrades at any time
- Our Customers receive Exclusive Discounts on conveyancing, Contract preparation & legal fees via our partner page on conveyancing.com.au
- Average owner saves between $17,000 – $30,000+ in commission*
Budget Package
What's included
- List on Homely.com.au
- List on view.com.au
- List on salebyhomeowner.com.au
- No time limits, Listed until SOLD!
- Add up to 35 images to your listing
- Add up to 2 Floor plans
- Login & Manage your listing 24/7
- All Residential, Rural & Land listings
- “List Now, Pay Later” available*
- You Receive all buyer calls & emails
- Helpful On-page Tutorial videos
- We ensure your listing is compliant with Real Estate Laws & regulations
- Open listing , You can cancel your listing with us at any time.
- One-time fee, No Commissions!
- Not tech-savvy? Phone us & we’ll create your ad for you (Free)
- Same-day listing, be online within a few business hours
- Flexible payment options available – Direct bank transfer, Debit/Credit card, PayPal or over the Phone
- Receive Exclusive Discounts on conveyancing, Contract preparation & legal fees via our partner page on conveyancing.com.au
- Average owner saves between $17,000 – $30,000+ in commission*
Photo Sign Package 2
What's included
- 1 x Large 1800 x 1200 ‘FOR SALE’ PHOTO SIGN
- Custom designed & Professionally installed on the property (in Metro locations)
- List on realestate.com.au
- List on domain.com.au
- No time limits, Listed until SOLD!
- List on allhomes.com.au
- List on Homely.com.au
- List on Gumtree.com.au
- List on SaleByHomeOwner.com.au
- List on view.com.au + other sites
- Add up to 35 images to your listing
- Add up to 2 x Floor plans + Video
- Login & Manage your listing 24/7
- Unlimited printable brochures
- All Residential, Rural & Land listings
- “List Now, Pay Later” available*
- Add your own Open Home times
- You Receive all buyer calls & emails
- Weekly Email Campaign Reports
- Helpful On-page Tutorial videos
- Customer Support & assistance
- Receive expert advice from our Team of fully Licensed Agents
- We ensure your listing is compliant with Real Estate Laws & regulations
- No time limits, your property listed through our service until SOLD!
- Open listing , You can cancel your listing with us at any time.
- Use our Free AI tool to instantly craft the perfect ad write-up
- One-time fee, No Commissions!
- Full access to our ProShop – Build your own custom brochures, Signage, Open Home Signs, Photo Signs & Letterbox drop pamphlets
- Not tech-savvy? Phone us & we’ll create your ad for you (Free)
- Same-day listing, be online within a few business hours
- Installation Screws for Sign included
- Flexible payment options available – Direct bank transfer, Debit/Credit card, PayPal or over the Phone
- Customise your Package with Add-ons & Upgrades at any time
- Our Customers receive Exclusive Discounts on conveyancing, Contract preparation & legal fees via our partner page on conveyancing.com.au
- Average owner saves between $17,000 – $30,000+ in commission*
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